Your Original Loan Info
Today's Refinance Rates
CONVENTIONAL
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APR -%
FHA STREAMLINE
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APR -%
VA - IRRL
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APR -%
Payment after refinancing
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Principal & Interest
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Monthly Savings
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Lifetime Savings
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Refi Costs
Total $-
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Loan Costs
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Broker Fee
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Discount Points
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Underwriting Fee
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Other Closing Costs
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Title Fees
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Taxes and govt. fees
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Prepaid interest and insurance
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Initial escrow payment
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Financed Closing Cost
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Breakeven
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Total Refi Costs
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Monthly Savings
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Refi and save $- per month
How it works
Complete 7 part Refi application
Answer a few questions for us and you are on your way!
Sign initial disclosures
Review and sign these important documents so we can proceed to underwriting
Order appraisal & lock the rate
You'll get a link to pay for the appraisal with a credit card.
Update Mortgagee clause on insurance
Bundle a quotes with your car insurance or ask us for a referral.
Title review and tax certificate cleared
Title companies conduct a title search and provide a few documents
Acknowledge Closing Disclosure
The closing disclosure comes at least 3 days before closing with updated numbers
Clear to close, you are ready to start saving
The clear to close moves the loan to the closing team. "Final figures" are balanced and we wire mortgage funds to the closing table!
Frequently Asked Questions
Why should I consider refinancing my mortgage?
How long does the refinancing process take?
How do I get started with Altgage?