How it works
Answer a few questions for us and you are on your way!
Review and sign these important documents so we can proceed to underwriting
You'll get a link to pay for the appraisal with a credit card.
Bundle a quotes with your car insurance or ask us for a referral.
Title companies conduct a title search and provide a few documents
The closing disclosure comes at least 3 days before closing with updated numbers
The clear to close moves the loan to the closing team. "Final figures" are balanced and we wire mortgage funds to the closing table!
Frequently Asked Questions
Why should I consider refinancing my mortgage?
Refinancing can help you: • Lower your monthly payments by securing a lower interest rate. • Pay off your mortgage faster by switching to a shorter loan term. • Access the equity in your home for renovations or other expenses. • Switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for more stability.
How long does the refinancing process take?
The refinancing process can take anywhere from 30 to 45 days, depending on factors such as your lender, credit history, and financial documents.
How do I get started with Altgage?
Simply sign up on our platform to receive personalized updates on refinance rates and savings opportunities. Let us handle the research while you explore the best options for your financial goals.