Our affordability calculator shows how much you can buy, but our rates engine provides a breakdown of closing costs for Conventional, FHA, and VA loans. You can compare closing cost options here.

• Conventional loans are typically recommended with higher credit scores (680+) and for larger loan amounts with recommended down payments starting at 5%. • FHA loans are government-backed and often have lower credit (580+) and down payments starting at 3.5% and a flat mortgage insurance of 0.55% • VA loans are exclusive to veterans and active-duty military, offering 0% down payment and no mortgage insurance

Yes, it provides an estimate of the max home price you could afford based on your income and debts. You can also reduce your debt or increase your down payment to see the impact on your max home budget